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NCAA Football Championship Betting Action Report

Scott Morris | January 13, 2026
ncaa championship january 2026 action report

Miami played solid football and was able to topple a very good Ole Miss team. There were some errors here and there but in the end QB Carson Beck was able to scramble and secure the win by rushing the ball for a game winning TD. They will face Indiana in the final game of the season for the trophy.

Indiana played outstandingly against a very good Oregon team. The Hoosiers are good at every position and piled up the points and never looked back. It was a blowout from start to finish.

Based on look-ahead lines from ten days ago, the spread was going to be Indiana -6 but after the performance against Oregon the line was issued at Indiana -7.5 points. Bettors have since pounded that line and it currently rests at Indiana -8.5. The total is 48.5 points at SBAodds.com

When I say that bettors are pounding the Indiana line I mean it. 82% of tickets and 85% of the money is on the Hoosiers at online sportsbooks. However, some sharp action has been reported on Miami. If there is any value in this spread, it is probably Miami plus the points. You can either play against the public or throw down your money on Indiana and hope they keep doing what they’ve done all post-season, which is blowing away their competition.

The public has also been pounding the Over. 80% of tickets and 75% of all money wagered is on the Over.

Of the online handicappers we follow, none have issued a pick on this game yet. I assume they will be waiting until closer to game time to see if there are any injuries, illnesses, and to see what the public ultimately bets.

The moneyline has Indiana -350 and Miami is +275 at BetOnline.ag. The public is pounding Indiana here too to the tune of 80% of tickets and 75% of money.

 

 

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In this section we will post updates and notes about the current betting day/week/season. Check back daily.

Sharp Action* Report

1/12/26

odds by SportsBetting.ag

Houston -3 (NFL)
Nets +4.5 (NBA)
Pacers +5.5 (NBA)
Seattle +115 (NHL)

* What is sharp action?

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